Supreme Court Decision Apportioning Risk in Case Involving Volunteer Firefighter
In Andover Volunteer Fire Department & Travelers Ins. Co. v. Grinnell Mutual Reinsurance Co. , 2010 WL 3186153 (Iowa, No. 08-1628 Aug. 13, 2010), the Supreme Court allocated risk between two insurance companies. The claimant in the underlying case, Justin Faur, was an employee of Johnson Valley Beef as well as a volunteer firefighter for the Andover VFD. On the date of the injury, Justin was attempting to rescue a co-employee who had been overcome by methane fumes at Johnson Valley Beef. At about the same time as Justin was attempting to rescue the co-worker, he was paged by the VFD to the scene of the accident. Both the co-worker and Justin died as a result of the accident. Grinnell Mutual, which was the insurance carrier for Johnson Valley Beef, paid the claim and sought contribution or indemnity from Travelers, the carrier for the Andover VFD. Grinnell claimed that Justin had been "summoned to duty as a volunteer firefighter" under 85.61(7)(a) of t...